Product Description
This ebook provides reproductions of Department of Veterans Affairs documents with coverage of every aspect of federal benefits for veterans, their dependents and survivors, with information on eligibility, special groups outside of wartime service, important documents, health care benefits and enrollment, priority groups, financial information required, health care programs, disability compensation, POWs, vocational rehabilitation and employment, children of Vietnam veterans born with certain birth defects, education and training, life insurance, survivor benefits, homeless, overseas benefits, small and disadvantaged businesses, appeals, workplace benefits, VA facilities, Montgomery GI Bill, Summary of VA Benefits for National Guard and Reserve Personnel. In addition to the full 2010 Federal Benefits reproduction, there is material on specific elements of the GI bill, life insurance, and home loan programs: The Montgomery GI Bill – Active Duty; Summary Of… More >>
Category : Insurance
Category : Insurance
Product Description
This unique electronic book on CD-ROM has an amazing collection of the finest federal documents and resources about the Export-Import Bank of the United States, the EX-IM Bank, official export credit agency which provides financing for American companies. There is vital information in this collection for small businesses, U.S. exporters, international buyers, lenders, and much more. If you’re a small business that is already exporting, you can increase your export sales by discovering how you can use the power of the U.S. government, which can extend credit to your international buyers, provide credit insurance, and obtain working capital loans with U.S. government backing to help fulfill export contracts. EX-IM Bank trade advisors are ready to help! There is information on export credit insurance, loan guarantees, finance lease guarantees, direct loans, special initiatives, bank policies, how to apply, applications and forms, country limitation schedule… More >>
Product Description
Get Answers to All Your Questions About Financing Real Estate Development — and Tailor a Finance Package that Meets Specific Your Needs
The Completee Guide to Financing Real Estate Developments offers a detailed roadmap to navigate the complex process of financing small to large-scale real estate projects, such as office buildings, apartment complexes, and hotels.
Real estate expert Ira Nachem explores the pros and cons of large versus small institutions; how to structure and present a loan proposal, the approval and closing processes; the truth about appraisals, guarantees, insurance and lien law; financial and physical bonuses and constraints, environmental issues and many other topics.
Nachem presents in-depth information and explanations that answers questions on:
- Who the Commercial Real Estate Lender Really Is
- What Information Should the Borrower Produce
- How a Workable Budget is Created
- How the Lender Evaluates a Borrower
- What the True Value of an Appraisal Is
- What goes into a Lender’s Loan Presentation
- What to Expect at a Closing
- What Key Legal Documents are Most Important
- What the True Value of a Guarantee Is
- How the Borrower and Lender Prepare for the Funding Process
- What Is involved in Loan Administration After the Closing
- What Is the View from the Borrower’s Perspective
- What Are some of the Constraints and Incentives to Development
- What Are the Values and Risks of Insurance and Bonding
- What Is the Reason for Title Insurance and how does it work
- What Are the Complexities of Lien Law and how does it work
- How Is the Loan Eventually Repaid
- What Real Estate Math Is Essential for the Professional
- How Important Are Environmental Issues
- How Can the Lender Find New Loan Prospects
- What Are the Risks and Rewards of Loan Participations
Featuring a wide range of helpful examples and illustrations, The Complete Guide to Financing Real Estate Developments covers many of the day-to-day realities faced in the real estate industry including the differing perspectives of lenders and borrowers, their personal pressures, personalities and politics, and much more.
Category : Real Estate
Product Description
This practical, real-world guide gives investors all the tools they need to make wise decisions when weighing the value and potential of investment properties. Written for old pros as well as novice investors, this friendly, straightforward guide walks readers step by step through every stage of property analysis. Whether you’re buying or selling, investing in big commercial properties or single-family rentals, you’ll find expert guidance and handy resources on every aspect of real estate finance, including:
* Proven, effective valuation techniques
* Finance tips for all different kinds of property
* How various financing strategies affect investments
* Structuring financial instruments, including leverage, debt, equity, and partnerships
* Measurements and ratios for investment performance, including capitalization rates and gross rent multiplier ratios
* Future and present value analysis
* How the appraisal process works
* Primary appraisal methods-replacement cost, sales comparison, and income capitalization-and how to know which one to use
* How to understand financial statements, including income, balance, and cash flow
* Case studies for single-family rentals, multifamily conversions, apartment complexes, and commercial office space
* A detailed glossary of important real estate terminology
