Could You Be Paying for PPI Without Your Knowledge ?Did you know that you could be paying for an insurance policy without even realising it? www.ppiadviceline.co.uk Payment protection insurance is often mis-sold when taking out a loan or credit. It’s set out to protection your financial payments should you become unemployed, fall sick or have an accident. However many people are mis-sold policies that aren’t even valid to them. If you took out PPI on a loan or credit whilst unemployed any claim would be invalid. IF you were a student or retired, PPI does not apply to you. If you have taken out a loan in the last 6 years you could be eligible to claim. If you took out a loan of £5000 over 5 years and you’ve been advertised a rate of 7%, your bank might quote you a fully protected loan interest rate at around £125, now this might sound about right but in actual fact you should be paying £100 a month with £25 going towards insurance. The additional insurance fee means that you end up forking out £1500 over the life of the loan. Many lenders embed the extra costs into the fees and charges so that consumers are unaware they are paying more than they should. If you believe you have been mis-sold PPi you can claim back. To see if you have been paying for the policy without your knowledge, check through your paperwork in detail. Look for any mention of insurance payment or payment cover , protection pay or similar. If you are not sure contact your lender and if you find out that …
Category : Real Estate
Product Description
Even in so-called boom markets, rookie real estate agents almost always find their new careers to be harder than anticipated, but today, even experienced agents are failing in record numbers. Statistics quote figures ranging from 70% to 95% dropout rate for first year agents and it s common knowledge in the industry that only a small percentage of the licensed agents are making enough money to live on.
Why is the failure rate so high? Is it a matter of unrealistic expectations? Maybe. A lack of enthusiasm? Probably. A lack of support and training? Definitely.
What agents need is good solid training on how to competently sell real estate and Jennifer Allan s book Sell with Soul offers just that. The second edition of Sell with Soul has been updated to reflect the realities of today s more challenging real estate marketplace. The book takes on the tough issues of survival in a slowing housing market and provides a blueprint for success to help ne… More >>
Category : Real Estate
Product Description
Even in so-called boom markets, rookie real estate agents almost always find their new careers to be harder than anticipated, but today, even experienced agents are failing in record numbers. Statistics quote figures ranging from 70% to 95% dropout rate for first year agents and it s common knowledge in the industry that only a small percentage of the licensed agents are making enough money to live on.
Why is the failure rate so high? Is it a matter of unrealistic expectations? Maybe. A lack of enthusiasm? Probably. A lack of support and training? Definitely.
What agents need is good solid training on how to competently sell real estate and Jennifer Allan s book Sell with Soul offers just that. The second edition of Sell with Soul has been updated to reflect the realities of today s more challenging real estate marketplace. The book takes on the tough issues of survival in a slowing housing market and provides a blueprint for success to help new agents navigate the critical first year and beyond. Sell with Soul comes complete with checklists to help agents keep on top of listings and contracts, step-by-step guidelines for building a thriving real estate practice as well as anecdotal examples of real world real estate dilemmas and solutions to them.
Yet the book is so much more than a rookie survival guide. The author discusses such touchy subjects as commission discounting (she s all for it), buyer agency (don t push it), prospecting at open houses (do so with caution) and generating bidding wars (it s your duty). Practical advice is offered on everything from building a loyal client base to marketing listings to negotiating inspections and even handling pricing objections.
Sell with Soul focuses on helping new agents become competent at their craft, so they can be confident with their prospects and clients. This confidence enables them to stay true to themselves because they will have no need for the Old School prospecting strategies and aggressive closing techniques that force many new agents out of their comfort zone.
Readers consistently praise the readability of Sell with Soul, commenting that it reads almost like a novel instead of just another business self-help book. The book is written in a casual voice, with a relaxed style that is noticeably different from the more authoritative voices of the competition.
